Our Solution

The Revenue Cycle
Oversight Framework

One framework. Eight synchronized clocks. Complete transparency from wholesale draw to Day 90 revolver repayment. Three integrated layers that eliminate every blind spot.

What the Framework Delivers

Full Transparency. Proactive Escalation. Lender Confidence.

Full Transparency

Real-time visibility of every clock, every day — from first draw to final repayment.

Proactive Escalation

Alerts well before Day 30, not on Day 75. Structured response with named owners.

Lender Confidence

Structured reporting that earns facility trust and supports renewal conversations.

Three Integrated Layers

Introducing the Framework

Layer 01

8-Clock Monitoring Engine

Automated daily tracking of each reconciliation clock with RAG status, KPI thresholds, and variance alerts across all source systems.

  • Daily KPI capture from existing source systems
  • RAG status for each clock — Green / Amber / Red
  • Variance alerts with named clock owner notification
  • No new system builds — read-only access to existing data
Layer 02

Unified Coverage Model

A single real-time view of the repayment coverage ratio (cash collections ÷ draw balance) updated daily, projected to Day 90, shared with treasury and lenders.

  • Master KPI: Net Collections ÷ Outstanding Draw Balance
  • Daily projection refreshed automatically
  • Distributed to treasury, operations, and lender contacts
  • 3-day buffer buffer target: ≥ 1.0× by Day 87
Layer 03

Structured Escalation Playbook

Role-based RACI, defined SLA response times, and mandatory Day 45 / Day 60 / Day 75 checkpoints that convert monitoring into action.

  • Named owners for every clock and every escalation path
  • Mandatory checkpoints at Day 45, 60, and 75
  • Defined SLA: response within N hours of alert
  • Lender notification protocol at Day 65 (if alert)
1.0×
Repayment Coverage Ratio · Target by Day 87
The coverage ratio is the master KPI. All 8 clocks exist to protect it.
Net Collections Received ÷ Outstanding Draw Balance
≥ 1.0× — On Track
Full repayment confirmed. Revolver resets for next cycle. No action required.
By Day 87
< 0.90× — Alert
Emergency review required. Lender notification by Day 65. Active remediation plan.
At Day 60
< 0.80× — Critical
Formal lender dialogue. Wire prep initiated. Escalation to board-level sponsor.
At Day 75
Dashboard delivers daily
◆ RAG status for all 8 clocks
◆ Running coverage ratio vs. draw
◆ Day 90 projection with trend line
◆ Lender-ready reporting package

Proactive, not reactive. The framework is designed so that Day 75 is never a surprise — it's a confirmation of a repayment already on track. Alerts fire at Day 45 or earlier, giving owners 45+ days to course-correct before the window closes.

See how all 8 clocks connect

Each clock mapped with its window, KPIs, and feed into the master coverage ratio.

Explore All 8 Clocks → Get Started